VeloraAI Blog

Insights, tips, and best practices for Excel, AI-powered analysis, financial modeling, and spreadsheet productivity.

• Dividend Discount Model in Excel: DDM Valuation Guide (2026)
  June 28, 2026

  Build a dividend discount model in Excel step by step. Gordon Growth, two-stage, and three-stage DDM with formulas, sensitivity tables, and pitfalls.

• AI Earnings Call Analysis in Excel: Transcript-to-Model (2026)
  June 27, 2026

  AI earnings call analysis in Excel turns 60-minute transcripts into structured metrics, sentiment scores, and QoQ language deltas. The full pipeline, prompts, and formulas.

• Sum-of-the-Parts Valuation in Excel: Build an SOTP Model (2026)
  June 26, 2026

  Build a sum-of-the-parts (SOTP) valuation in Excel step by step. Segment EV, corporate overhead allocation, conglomerate discount, and equity bridge formulas.

• Excel GROUPBY and PIVOTBY: Dynamic Pivot Alternatives (2026)
  June 25, 2026

  Master Excel GROUPBY and PIVOTBY to build dynamic, formula-driven aggregations that update instantly — no pivot table refresh, no helper columns, finance-ready.

• Convertible Note & SAFE Modeling in Excel: Complete Guide (2026)
  June 24, 2026

  Build a convertible note and SAFE model in Excel. Conversion price, valuation cap, discount, MFN, and dilution formulas every startup analyst needs in 2026.

• Excel Office Scripts for Finance: The Modern VBA Alternative (2026)
  June 22, 2026

  Master Excel Office Scripts to automate financial reports without VBA. Learn TypeScript basics, record-and-edit workflows, and Power Automate triggers for hands-off close cycles.

• Black-Scholes in Excel: Build an Options Pricing Calculator (2026)
  June 20, 2026

  Build a Black-Scholes options pricing calculator in Excel with full Greeks. Step-by-step formulas, implied volatility solver, and put-call parity checks.

• Precedent Transactions Analysis in Excel: M&A Comps Guide (2026)
  June 19, 2026

  Build a precedent transactions analysis in Excel step by step. Select deals, calculate EV/EBITDA multiples, apply control premiums, and derive a valuation range.

• Loan Amortization Schedule in Excel: Step-by-Step (2026)
  June 18, 2026

  Build a loan amortization schedule in Excel using PMT, IPMT, and PPMT. Handle balloons, prepayments, ARMs, and extra payments with formulas that scale.

• Tax Equity Model in Excel: Build a Solar Partnership Flip (2026)
  June 15, 2026

  Build a tax equity model in Excel for solar and wind projects. Partnership flip mechanics, ITC vs PTC, HLBV capital accounts, and target IRR step by step.

• Cohort Analysis in Excel: Build a Retention Heatmap (2026)
  June 13, 2026

  Master cohort analysis in Excel with a step-by-step retention heatmap build, LTV calculation, and the formulas every SaaS analyst needs to spot churn early.

• ASC 842 Lease Accounting in Excel: Build the Schedule (2026)
  June 6, 2026

  Build an ASC 842 lease accounting model in Excel. Step-by-step right-of-use asset, lease liability, and amortization schedules with working formulas.

• Power Pivot and DAX for Finance: The 2026 Excel Guide
  May 31, 2026

  Master Power Pivot and DAX in Excel to build self-refreshing financial reports, KPIs, and time intelligence measures. Step-by-step finance pro guide.

• Capex Schedule in Excel: PP&E and Depreciation Model (2026)
  May 29, 2026

  Build a capex schedule in Excel from scratch — model gross PP&E, depreciation waterfalls, and net book value with the formulas senior analysts actually use.

• Football Field Valuation Chart in Excel: Banker's Guide (2026)
  May 28, 2026

  Build a football field valuation chart in Excel that combines DCF, comps, and LBO ranges into one pitch-deck slide. Step-by-step with formulas and tips.

• EBITDA Bridge in Excel: Build a YoY Walk Analysis (2026)
  May 24, 2026

  Build an EBITDA bridge in Excel that decomposes year-over-year change by price, volume, mix, and cost — with waterfall chart and formulas.

• AI Prompts for Excel: 25 Battle-Tested Prompts for Analysts (2026)
  May 22, 2026

  AI prompts for Excel that actually work — 25 copy-paste prompts for formulas, DCFs, FP&A and audits, with the exact phrasing senior analysts use in 2026.

• Excel LET Function: Cleaner Financial Formulas in 2026
  May 21, 2026

  Master the Excel LET function with real financial modeling examples — WACC, DCF, IRR, tax, and waterfall formulas that are 3x more readable and easier to audit.

• Working Capital Schedule in Excel: DSO/DPO Forecast (2026)
  May 20, 2026

  Build a working capital schedule in Excel using DSO, DPO, and DIO. Step-by-step guide to forecasting net working capital and the cash conversion cycle.

• Financial Dashboard in Excel: Build a Live KPI View (2026)
  May 19, 2026

  Build a financial dashboard in Excel with PivotTables, slicers, and dynamic KPI cards. A step-by-step guide to interactive reporting that refreshes in one click.

• Excel LET Function: Write Faster, Readable Models (2026)
  May 18, 2026

  The Excel LET function makes financial formulas faster and readable by naming variables once. Learn LET vs LAMBDA, nested LET, and real model examples.

• AI Financial Model Auditing in Excel: Find Errors (2026)
  May 17, 2026

  AI financial model auditing in Excel finds formula drift, buried hardcodes, and broken links in minutes. Get the workflow, prompts, and error-check formulas.

• AI Excel Formula Generator: Plain English to Formulas (2026)
  May 16, 2026

  An AI Excel formula generator turns plain English into working formulas. Learn the prompt patterns, accuracy checks, and validation workflow finance pros trust.

• Excel SUMPRODUCT for Finance: Multi-Criteria Formula Guide (2026)
  May 15, 2026

  Master Excel SUMPRODUCT for financial analysis. Build weighted averages, multi-criteria sums, and WACC formulas that outperform SUMIFS with cleaner syntax.

• WACC Calculation in Excel: Cost of Capital Guide (2026)
  May 14, 2026

  Calculate WACC in Excel with CAPM, cost of debt, and tax shield formulas. Step-by-step guide covering public, private, and DCF discount rate use cases.

• Excel Pivot Tables for Financial Reporting: The 2026 Guide
  May 13, 2026

  Master Excel pivot tables for financial reporting. Build dynamic P&L summaries, variance reports, and slicer-driven dashboards step by step.

• IRR vs XIRR vs MIRR in Excel: The Complete Guide (2026)
  May 12, 2026

  IRR vs XIRR vs MIRR in Excel: when to use each function, why XIRR is almost always right, and how MIRR fixes the reinvestment assumption. With real formulas.

• 13-Week Cash Flow Forecast in Excel: Treasury Playbook (2026)
  May 9, 2026

  Build a 13-week cash flow forecast in Excel using the direct method. Step-by-step formulas for treasury, FP&A, and restructuring teams in 2026.

• Comparable Company Analysis in Excel: Build Trading Comps (2026)
  May 5, 2026

  Comparable company analysis in Excel made simple. Select peers, calculate EV/EBITDA multiples, and value any company with this senior banker's playbook.

• Excel Waterfall Chart: Build a Variance Bridge in 2026
  May 5, 2026

  Master the Excel waterfall chart for variance bridge analysis — EBITDA walks, price-volume-mix, and CFO-ready P&L bridges with native and DIY methods.

• Cap Table Modeling in Excel: Build a Pre/Post-Money Waterfall (2026)
  April 24, 2026

  Build a full cap table model in Excel step by step — pre-money, post-money, SAFE conversions, option pool top-ups, and exit waterfalls with real formulas.

• Bond Duration in Excel: Calculate Modified & Macaulay (2026)
  April 22, 2026

  Learn bond duration in Excel with Macaulay, modified duration, and convexity formulas. Step-by-step guide for fixed income analysts and CFA candidates.

• Excel vs Python for Financial Analysis: When to Use Each (2026)
  April 22, 2026

  Excel vs Python for financial analysis: when to use each tool, how Python in Excel changes the game, and a real decision framework for finance teams.

• VBA for Financial Modeling: Automate Excel Like a Pro
  April 17, 2026

  Learn VBA for financial modeling with practical macros that automate Excel workflows. Copy-paste code examples for DCF, reporting, and scenario analysis.

• Financial Model Audit Checklist: A Senior Analyst's Guide (2026)
  April 14, 2026

  A complete financial model audit checklist for Excel — structural review, formula consistency, balance sheet checks, and the Excel tools senior analysts actually use.

• AI for Financial Modeling: 7 Workflows That Save Real Hours (2026)
  April 13, 2026

  Discover 7 AI for financial modeling workflows that replace hours of manual Excel work — from formula generation to model auditing and scenario planning.

• Monte Carlo Simulation in Excel: Risk Analysis That Works (2026)
  April 11, 2026

  Build a Monte Carlo simulation in Excel using RAND and NORM.INV — no add-ins needed. Step-by-step guide for financial risk analysis with Data Tables.

• XLOOKUP for Financial Analysis: The Complete Excel Guide (2026)
  April 10, 2026

  Master XLOOKUP for financial analysis with real-world examples. Replace VLOOKUP, build dynamic comp tables, and automate lookups in Excel financial models.

• Excel Conditional Formatting: Build Smarter Financial Models
  April 9, 2026

  Excel conditional formatting transforms financial models from static grids into dynamic dashboards. Learn 10 formula-based rules every analyst needs.

• Debt Schedule in Excel: Build a Credit Analysis Model (2026)
  April 8, 2026

  Build a debt schedule in Excel with PMT, IPMT, and cash sweep formulas. Step-by-step credit analysis model with coverage ratios and multi-tranche debt.

• Project Finance Model in Excel: Build a DSCR-Based Cash Flow (2026)
  April 7, 2026

  Build a project finance model in Excel with DSCR targets, debt sculpting, and cash flow waterfalls. Step-by-step guide for infrastructure and energy analysts.

• PE Waterfall Model in Excel: Build GP/LP Distributions (2026)
  April 6, 2026

  Build a private equity waterfall distribution model in Excel with step-by-step formulas for preferred return, GP catch-up, and carried interest tiers.

• SaaS Startup Financial Model in Excel: Unit Economics Guide (2026)
  April 5, 2026

  Build a SaaS startup financial model in Excel with MRR, CAC, LTV, and churn formulas. Step-by-step guide to investor-ready unit economics and revenue forecasting.

• Budget vs Actual Variance Analysis in Excel: The FP&A Playbook (2026)
  April 4, 2026

  Master budget vs actual variance analysis in Excel with step-by-step formulas, conditional formatting, and dashboard techniques every FP&A analyst needs.

• Portfolio Optimization in Excel: Build an Efficient Frontier With Solver
  April 3, 2026

  Learn portfolio optimization in Excel using Solver to build an efficient frontier, maximize Sharpe ratio, and allocate assets like a quant — step-by-step with real formulas.

• Excel LAMBDA Functions: Build Custom Financial Formulas Without VBA
  April 2, 2026

  Master Excel LAMBDA functions to create reusable custom formulas for financial modeling — no VBA required. Step-by-step tutorial with real-world examples.

• Merger Model in Excel: Accretion/Dilution Analysis Step by Step
  April 1, 2026

  Learn how to build a merger model in Excel with accretion/dilution analysis. Step-by-step guide covering purchase consideration, goodwill, pro forma EPS, and sensitivity tables.

• Power Query for Financial Reporting: Automate Excel in 2026
  March 31, 2026

  Master Power Query for financial reporting in Excel. Automate data imports, clean messy exports, and build one-click refresh workflows that save hours every month.

• DCF Model in Excel: Build a Discounted Cash Flow From Scratch
  March 30, 2026

  Learn how to build a DCF model in Excel step by step, from forecasting free cash flow to calculating WACC and terminal value for accurate company valuations.

• LBO Model in Excel: Build a Leveraged Buyout From Scratch (2026)
  March 30, 2026

  Learn how to build an LBO model in Excel step by step — from deal assumptions and sources & uses to the debt schedule, IRR, and MOIC calculations.

• Real Estate Pro Forma in Excel: Build a Property Cash Flow Model
  March 30, 2026

  Learn how to build a real estate pro forma in Excel with NOI, cap rate, and IRR calculations. Step-by-step guide for commercial property analysis.

• How AI is Transforming Excel for Financial Analysts
  March 29, 2026

  Discover how AI-powered tools are revolutionizing spreadsheet workflows for finance professionals, from formula debugging to automated analysis.

• Sensitivity Analysis in Excel: Build Data Tables That Actually Work
  March 29, 2026

  Master sensitivity analysis in Excel with data tables, tornado charts, and scenario switches. Step-by-step guide for financial analysts and modelers.

• Three-Statement Financial Model in Excel: A Step-by-Step Guide
  March 29, 2026

  Learn how to build a three-statement financial model in Excel from scratch. Step-by-step guide covering linkages, circular references, and validation.

• 10 Excel Formulas Every Financial Analyst Should Master
  March 28, 2026

  From XLOOKUP to dynamic arrays, these are the essential Excel formulas that separate junior analysts from senior pros.